How many insurable hours do I need for EI?

Between 420 and 700 hours in your qualifying period (usually the last 52 weeks), depending on the unemployment rate in your region — regions with higher unemployment require fewer hours.

Does EI cover self-employed workers?

Not automatically. Most self-employed people aren't covered unless they've voluntarily opted into the EI program for self-employed workers, in which case regular job-loss benefits still generally don't apply — only special benefits like parental or sickness leave.

Free Calculator

EI Unemployment Eligibility Calculator

Check your likely eligibility for Employment Insurance (EI) regular benefits and estimate your weekly payment, in Canadian dollars.

Your Situation

Average Weekly Earnings$900

Insurable Hours in the Last 52 Weeks600h

Requirement ranges from 420 to 700 hours depending on your region's unemployment rate.

Why Did You Leave Your Job?

Your Estimate

Estimated Weekly Benefit

$495

for up to ~30 weeks

Replacement Rate55% of average earnings

2026 Maximum Weekly$729

Estimated Duration30 weeks

Educational estimate only. Apply through Service Canada for your real entitlement — exact duration depends on your specific region's unemployment rate.

How EI Regular Benefits Work

EI pays 55% of your average insurable weekly earnings, up to a 2026 maximum of $729/week (based on maximum insurable earnings of $68,900). Both the hours you need and how long benefits last depend on your region's unemployment rate at the time you apply.

Frequently Asked Questions

How many insurable hours do I need for EI?: Between 420 and 700 hours in your qualifying period (usually the last 52 weeks), depending on the unemployment rate in your region — regions with higher unemployment require fewer hours.
Does EI cover self-employed workers?: Not automatically. Most self-employed people aren't covered unless they've voluntarily opted into the EI program for self-employed workers, in which case regular job-loss benefits still generally don't apply — only special benefits like parental or sickness leave.