EPS Pension Eligibility Calculator
Check your likely eligibility for the Employees' Pension Scheme (EPS) and estimate your monthly pension at age 58.
Your Details
₹
Capped at ₹15,000 for EPS pension calculation purposes, regardless of your actual basic salary.
Your Estimate
Eligibility
8/10 Years
roughly 2 more years of service needed
Educational estimate, not an official EPFO calculation. Check your EPF passbook and EPFO records for your actual pensionable service and salary.
Pensionable Salary Is Capped, Not Your Real Basic Pay
Even if your actual basic salary is much higher, EPS pension calculations cap the pensionable salary at ₹15,000/month — this is a common source of confusion, since it means EPS pensions are modest relative to actual earnings for most formal-sector employees.
Frequently Asked Questions
- How many years of service do I need for the EPS pension?
- At least 10 years of pensionable service (not necessarily continuous) to qualify for a lifelong monthly pension starting at age 58.
- How is the EPS pension amount calculated?
- Pension = (Pensionable Salary × Pensionable Service) / 70, where Pensionable Salary is your average basic salary plus dearness allowance over the last 60 months before retirement.