ABVKY Unemployment Benefit Calculator
Check your likely eligibility for the Atal Beemit Vyakti Kalyan Yojana, India's ESI-linked unemployment benefit.
Your Situation
₹
Your Result
Estimated Monthly Benefit
₹12,500
for up to 90 days, one-time-in-lifetime
Educational estimate, not an official ESIC determination. Most workers outside formal ESI-covered employment have no equivalent benefit — an emergency fund is essential.
A Narrow Safety Net, Not a Universal One
ABVKY only covers workers already inside the formal ESI system — most of India's workforce, including most self-employed and informal-sector workers, has no equivalent cash benefit if they lose their income, which is why a personal emergency fund matters even more here than in countries with broader unemployment insurance.
Frequently Asked Questions
- Is there a universal unemployment insurance scheme in India?
- No. The only unemployment cash benefit is the Atal Beemit Vyakti Kalyan Yojana (ABVKY), restricted to workers already covered under the Employees' State Insurance (ESI) scheme — most workers outside formal ESI-covered employment have no equivalent cash benefit.
- Can I claim ABVKY more than once?
- No — it's a one-time-in-lifetime benefit, paid for a maximum of 90 days at 50% of your average earnings, and requires a minimum period of ESI contribution before the job loss.