State Pension Eligibility Calculator
See how many qualifying years of National Insurance you have, and estimate your weekly State Pension based on the new State Pension rules.
Your National Insurance Record
Check your exact figure on your State Pension forecast at gov.uk.
Your Estimate
Estimated Weekly State Pension
£83
34% of the full new State Pension
💬 In Simple Words
With 12 qualifying years, you're on track for about £83/week. Adding 23 more qualifying years would get you to the full £241/week.
Educational estimate based on 2026/27 rates. Get your official State Pension forecast at gov.uk for your real figures.
Qualifying Years, Explained
A qualifying year is a tax year in which you paid, or were credited with, enough National Insurance — through work, certain benefits, or caring responsibilities. You don't need 35 consecutive years, just 35 in total across your working life.
Frequently Asked Questions
- How many qualifying years do I need for a full State Pension?
- 35 qualifying years of National Insurance contributions or credits for the full new State Pension (£241.30/week in 2026/27). You need at least 10 qualifying years to get any State Pension at all — between 10 and 35, you get a proportional amount.
- What is State Pension age?
- Currently 66, rising to 67 between 2026 and 2028 for people born after 5 April 1960. Check your exact State Pension age on gov.uk, since it depends on your date of birth.