Unemployment Benefits Eligibility Calculator
Check your likely eligibility for New Style Jobseeker's Allowance and Universal Credit if you lose your job in the UK, and see a rough weekly amount.
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💬 In Simple Words
New Style JSA doesn't look at your savings, only your National Insurance record — based on your age, that's roughly £96/week for up to 182 days. You may also qualify for Universal Credit alongside JSA, since your savings are under the £16,000 threshold — the exact amount depends on your full household circumstances.
Educational estimate only, not an official DWP determination. Apply through gov.uk for your real entitlement.
Two Different Systems, Which You Can Claim Together
New Style JSA and Universal Credit test completely different things — one your National Insurance record, the other your household's savings and income — which is why it's possible to qualify for both, one, or neither depending on your situation. See the unemployment coverage article on this site for the full picture, including how long each pays for.
Frequently Asked Questions
- What's the difference between New Style JSA and Universal Credit?
- New Style Jobseeker's Allowance (JSA) is based on your National Insurance contribution record, not your savings — it pays a fixed weekly amount for up to 182 days regardless of how much you have saved. Universal Credit is means-tested against your (and your partner's) savings and income, with no fixed time limit, but savings over £16,000 generally disqualify you. You can claim both together if you qualify for each.
- Can I get New Style JSA if I have savings?
- Yes. New Style JSA comes from your Class 1 National Insurance record, so your savings (and your partner's income or savings) don't affect it at all — only your NI contribution history matters.