🏦 Banks

What is the Jamaica Deposit Insurance Corporation and what does it protect?

The JDIC protects your money in a bank or building society if it fails — up to J$1,200,000 per depositor, per institution, per ownership category. How it works, and how much is covered.

Commercial bank, building society or credit union: which should you choose?

Commercial banks have the widest product range and branch network, building societies focus on mortgages and savings, and credit unions are member-owned. How to weigh the pros and cons.

How to choose your first bank account in Jamaica

Your everyday account is the hub of your money. How to compare fees, the keycard or debit card, the app, minimum balances and online banking — and avoid the costs that slip past.

What is a credit report and a credit score in Jamaica?

When you apply for a loan, credit card or hire purchase, a credit check is done. How the credit bureaus work under the Credit Reporting Act, what stays on your file, and how to check your own report for free.