🌱 Beginners

What is a savings account and how much does it pay?

A savings account keeps your money safe and pays profit or interest that changes over time. How the rate, tax and PIDM protection work — and when a savings account is enough.

What is compound interest and how does it work?

Compound interest is return on your return — the engine behind long-term saving. Here is the formula, how big a role time plays, and how to use the rule of 72.

Investing in Malaysia: a guide for beginners

From a savings account to unit trusts, ASB/ASN, a Private Retirement Scheme and shares on Bursa Malaysia — a step-by-step guide for anyone starting from scratch.

Unit trusts, ASB and ASN: how they work and how to choose

Equity funds, balanced funds, money-market funds, ASB and the ASNB fixed-price funds — how the different types work, what the sales charge costs you over time, and how to avoid the expensive options.

Savings accounts, fixed deposits and bond funds compared

For money that needs to stay safe there are several routes — savings accounts, fixed deposits and bond or sukuk funds. How they differ in risk, return, access and protection.