🏦 Banks

What is the Deposit Insurance Scheme and what does it protect?

The DIS protects your money in a bank or housing finance company if it fails — up to Tk 2 lakh per depositor, per bank. How it works, and how much is covered.

State bank, private bank, NBFI or mobile money: where to keep your account

State-owned banks have the widest reach, private banks the better apps and service, NBFIs pay more on deposits with more risk, and bKash/Nagad handle everyday payments. How to weigh them.

How to choose your first bank account in Bangladesh

Your everyday account is the hub of your money. How to compare fees, the debit card, the app, bKash, minimum balances and online banking — and avoid the costs that slip past.

What is a credit report and the CIB in Bangladesh?

Before any bank loan, the lender pulls your CIB report from Bangladesh Bank. How the CIB works, the loan classifications (Standard, SMA, Substandard…), what stays on your file, and how to see your own report.