Understand Your MoneySimply and for Free
One place to learn how to save and invest in Bangladesh and work out what matters to you — your pension, your home loan, your savings — without signing up, without paying anything and without jargon. All in taka (BDT).
BDT
Official Currency
8
Calculators for Bangladesh
Tk 2 lakh
Deposit Insurance Cover
Tk 0
Always Free
Live Market Indicators
Follow the S&P 500, Bitcoin and Ethereum in real time, updated every five minutes. Includes the US dollar / taka exchange rate, handy if you receive remittances or hold foreign-currency savings.
Learn the Basics
Short, plain-English guides to saving, banks and financial planning in Bangladesh — to get started without knowing anything about money.
What is a savings account and how much does it pay?
A savings account keeps your money safe and pays interest that changes over time. How the interest, the 10% TDS and the Deposit Insurance Scheme work — and when a savings account is enough.
Read the article →Emergency fund: how much do you need?
An emergency fund of 3-6 months of expenses protects you from unexpected costs without expensive debt. Bangladesh has no unemployment benefit, so it matters even more. How to work out your figure and build it.
Read the article →What is compound interest and how does it work?
Compound interest is return on your return — the engine behind long-term saving. Here is the formula, how big a role time plays, and how to use the rule of 72.
Read the article →Free Financial Calculators
Free tools in taka (BDT), with results straight away. No sign-up, no cost.
Compound Interest Calculator
Work out how your savings or investments grow year by year, in taka.
Calculate →How Long to Save Tk 10 Lakh?
Work out how long it takes to reach any savings goal in taka.
Calculate →Emergency Fund Calculator
Work out how much to set aside for unexpected costs based on your monthly spending.
Calculate →Financial Independence Calculator
How much capital do you need to live off your returns? Find your path to financial freedom.
Calculate →How Many Work Hours Does It Cost?
Turn the price of any product into hours of your work, based on your pay.
Calculate →Retirement Calculator
Project your provident fund, gratuity and personal retirement saving.
Calculate →Home Loan Calculator
Monthly payment plus the upfront cost of buying — down payment, registration, transfer tax.
Calculate →Universal Pension Calculator
Estimate how large your Jatiyo Pension fund could grow by age 60 and the lifelong monthly pension.
Calculate →Frequently Asked Questions
Everything you need to know about our guides and calculators.
- What is Save Money To Invest and what does it offer for Bangladesh?
- Save Money To Invest is a free platform of financial data and calculators. The Bangladesh section brings together personal finance guides (savings accounts, the Universal Pension Scheme, provident fund and gratuity, the Deposit Insurance Scheme, the CIB, home loans, credit cards) and financial calculators in taka (BDT). No sign-up or account is needed.
- Why are the calculators in taka?
- Because the taka is the currency here. All calculators and articles use Bangladeshi taka directly, with lakh/crore grouping and no currency conversion.
- Does Bangladesh have a state pension?
- Not an automatic contributory one for private-sector workers. Government employees have a pension. Everyone else builds retirement money from a provident fund and gratuity through the employer, plus the voluntary Universal Pension Scheme (Jatiyo Pension) launched in 2023. See the Universal Pension calculator and the pension article.
- Is Save Money To Invest free in Bangladesh?
- Yes. All content — guides and calculators — is free and requires no sign-up. The site is funded by advertising.
- Can I see the full site in US English?
- Yes. Save Money To Invest also offers data from more than 10 global exchanges (NYSE, NASDAQ, LSE, Euronext, among others) and 17 financial calculators focused on the United States market. Reach them via the "🇺🇸 English (US) site" link at the top of this page.