Understand Your MoneySimply and for Free
One place to learn how to save and invest in Ireland and work out what matters to you — your pension, your home, your savings — without signing up, without paying anything and without jargon. All in euro (EUR).
EUR
Official Currency
8
Calculators for Ireland
66
State Pension Age
€0
Always Free
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Learn the Basics
Short, plain-English guides to saving, banks and financial planning in Ireland — to get started without knowing anything about money.
What is a savings account and how much does it pay?
A savings account keeps your money safe and pays interest that changes over time. How the interest, DIRT tax and the Deposit Guarantee Scheme work — and when an instant-access account is enough.
Read the article →Rainy day fund: how much do you need?
A rainy day fund of 3-6 months of expenses protects you from unexpected costs without expensive credit. How to work out your figure and how to build it.
Read the article →What is compound interest and how does it work?
Compound interest is return on your return — the engine behind long-term saving. Here is the formula, how big a role time plays, and how to use the rule of 72.
Read the article →Free Financial Calculators
Free tools in euro (EUR), with results straight away. No sign-up, no cost.
Compound Interest Calculator
Work out how your savings or investments grow year by year, in euro.
Calculate →How Long to Save €10,000?
Work out how long it takes to reach any savings goal in euro.
Calculate →Rainy Day Fund Calculator
Work out how much to set aside for unexpected costs based on your monthly spending.
Calculate →Financial Independence Calculator
How much capital do you need to live off your returns? Find your path to financial freedom.
Calculate →How Many Work Hours Does It Cost?
Turn the price of any product into hours of your work, based on your salary.
Calculate →Retirement Calculator
Project the voluntary pension saving (PRSA, occupational top-up or other) that supplements your State Pension.
Calculate →Mortgage Calculator
Compare an annuity and a straight-line repayment mortgage, with stamp duty and legal costs.
Calculate →State Pension Calculator
See when you can get the State Pension and how much, based on your PRSI contributions and years in Ireland.
Calculate →Frequently Asked Questions
Everything you need to know about our guides and calculators.
- What is Save Money To Invest and what does it offer for Ireland?
- Save Money To Invest is a free platform of financial data and calculators. The Ireland section brings together personal finance guides (deposit accounts, pensions, credit cards) and financial calculators in euro (EUR). No sign-up or account is needed.
- Why are the calculators in euro?
- Because Ireland has used the euro since 2002. All calculators and articles use euro directly, with no currency conversion.
- What is the State Pension and how does it relate to retirement age?
- The State Pension (Contributory) from the Department of Social Protection is paid from age 66 and depends on your PRSI record. Most employees also build an occupational pension or a PRSA on top. See the State Pension calculator and the dedicated article for the details on age and contributions.
- Is Save Money To Invest free in Ireland?
- Yes. All content — guides and calculators — is free and requires no sign-up. The site is funded by advertising.
- Can I see the full site in US English?
- Yes. Save Money To Invest also offers data from more than 10 global exchanges (NYSE, NASDAQ, LSE, Euronext, among others) and 17 financial calculators focused on the United States market. Reach them via the "🇺🇸 English (US) site" link at the top of this page.