🌱 Beginners

What is a savings account and how much does it pay?

A savings account keeps your money safe and pays interest that changes over time. How the interest, DIRT tax and the Deposit Guarantee Scheme work — and when an instant-access account is enough.

What is compound interest and how does it work?

Compound interest is return on your return — the engine behind long-term saving. Here is the formula, how big a role time plays, and how to use the rule of 72.

Investing in Ireland: a guide for beginners

From a deposit account to investment funds, ETFs and shares on Euronext Dublin — a step-by-step guide for anyone who wants to start investing in Ireland from scratch.

What are investment funds and ETFs, and how do you choose?

Equity funds, bond funds, mixed funds and index funds — how the different types work, what the charge means over time, and how to avoid the expensive options.

State Savings, deposit accounts and bond funds compared

For money that needs to stay safe there are several routes — deposit accounts, An Post State Savings and bond funds. How they differ in risk, return, access and tax.