💳 Credit Cards
The concepts you need to use credit cards and debit cards in Ireland without surprises — APR, interest, Government Stamp Duty and the difference that matters at the end of the month.
How credit cards work in Ireland
Interest-free period, statement, minimum payment and interest — how a credit card works step by step, and how to use it without it costing you anything.
Read the article →What are APR and APRC, and why do they matter?
The APR shows a loan or credit's total cost per year — interest plus all charges. The APRC is the mortgage version. How they are worked out, and how to use them to compare.
Read the article →Credit card or debit card: which should you use?
Debit cards take the money straight away, credit cards give an interest-free line of credit and stronger purchase protection. How to choose a card for everyday spending, travel and online shopping.
Read the article →