🏦 Banks

What is the Deposit Guarantee Scheme and what does it protect?

The Deposit Guarantee Scheme protects your money in a bank account if the bank fails — up to €100,000 per person, per institution. How it works, and how much is covered.

Digital bank or pillar bank: which should you choose?

The pillar banks have the widest product range and branches, the digital banks often better rates and lower fees. How to weigh the pros and cons.

How to choose your first current account

Your current account is the hub of your finances. How to compare fees, cards, the app, contactless and savings options — and avoid the costs that slip past.

What is the Central Credit Register and how does a credit check work?

When you apply for a loan, card or mortgage, a credit check is carried out. How the Central Credit Register works, what a missed payment means, and how to check your own record.